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6 Steps to Take When Injured at Work | WorkCover Accident Guide

Getting back on the job after being injured at work can be traumatic, but knowing the steps to take after a workplace injury can help with WorkCover claims.
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Nobody expects to be injured at work, but work-related injuries can happen when you least expect them. At such a time, it’s essential to know what to do following a workplace accident, or an injury or illness that may develop over time, such as:

  • Back pain from lifting
  • Work-related mental health issues
  • Skin damage from working outdoors without protection

Regardless of your job or industry, every worker has the right to come home safe and well. But many workers could still be at risk. So, when something goes wrong, you should know what to do next to recover and protect your legal rights.

After all, Queensland’s workers’ compensation claims can be complicated, and small mistakes can cost you the support you need to recover from work injuries.

If you have been injured by an accident at work, The Workers’ Compensation Lawyers QLD can explain your rights and entitlements, including whether you have a valid WorkCover claim. Our free claim review can explain the following:

  1. Eligibility to claim workers’ comp benefits
  2. Our 100% no-financial-risk policy
  3. The strict time limits to a case
  4. An approximate settlement value 
  5. The WorkCover claims process 
  6. The next steps 

Pay only for a win and zero if you lose. It’s free to learn your options. Call 1800 575 023

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What to Do After Workplace Accidents in QLD

Even if you only have minor injuries, what you do after an accident at work can impact your recovery and financial situation. Decisive action after a work-related incident can safeguard your eligibility for a workers’ compensation claim and help your family while you heal.

In Queensland, there are various types of workplace injury claims based on the nature and severity of your injury. Once approved, they can help cover:

  • Medical expenses
  • Rehabilitation costs
  • And lost wages

If your injury results in a permanent disability, you may also be eligible for lump sum compensation.

Here are the six steps following a workplace accident:
  1. Report the Injury to Your Employer
  2. See Your Own Doctor
  3. Legal Advice from QLD workplace injury lawyers
  4. Gather evidence
  5. Lodge a Workers’ Compensation Claim Form with WorkCover
  6. Act Within Strict time limits

Step 1: Report the Injury to Your Employer

The first step for any physical or psychological workplace injury is to report the accident (or series of events) to your employer. Therefore, you should report the injury to your manager as soon as possible. Most employers will have an injury logbook where you record the following:

  • Your job and duties at the time of the incident
  • Date, time and location of the accident
  • Nature of the injury and how it happened

Documenting workplace accidents can help establish a history of safety issues. And, reporting early not only meets the legal requirements but also helps prove your case by creating a paper trail of what happened.

Gathering the right evidence is key to an approved workers’ compensation claim. Useful evidence includes:

  • Photos or videos of the accident scene
  • Images of faulty equipment showing brand, model or damage
  • Witness statements
  • Notes about the unsafe conditions that contributed to the incident

Under the Queensland Work Health and Safety Act 2011, employers are required to provide a safe work environment. Also, record any evidence that indicates negligence, such as:

  • Poor lighting
  • Inadequate training
  • Slippery or dangerous surface
  • Or unsafe equipment

The above details can indicate a breach of duty, which may help establish employer negligence.

Step 2: See Your Own Doctor

After a workplace injury, seek medical attention as soon as possible, regardless of the injury’s severity.

  • If the injury is serious or life-threatening, call 000 or get a colleague to call.
  • For less serious injuries, leave work and see your doctor as soon as you can.

Even if your employer suggests seeing a company doctor, remember that you have the right to see your own doctor, who is familiar with your medical history and can provide a more accurate diagnosis and treatment plan.

Also, remember that medical appointments are confidential. Your privacy matters, and having a private session ensures that your treatment remains confidential and private between you and your doctor.

For employees with psychological injuries like stress, depression or trauma from workplace conditions, seeing a psychologist or psychiatrist is essential.

Finally, ensure that your doctor provides you with a work capacity certificate. This document verifies your condition and supports your claim for workers’ compensation benefits.

  • This certificate must be sent to WorkCover Queensland to get weekly payments and other benefits while you recover.
  • Keep a record of all medical appointments, treatments and any changes in your symptoms.

Step 3: Legal Advice from QLD Workplace Injury Lawyers

If you’ve been injured at work, a qualified workplace injury lawyer can explain your rights and entitlements. A personal injury lawyer can also explain:

  • If you have an eligible claim
  • The process of workers’ compensation claims
  • How to complete and lodge documents
  • Common barriers to an approved outcome
  • The techniques used by the QLD workplace injury insurer to deny benefits

Step 4: Gather Evidence

You will need evidence when claiming workers’ compensation benefits from WorkCover. They typically require proof of all medical expenses, regardless of the amount. These documents include receipts for doctor visits, medications and travel. For example, if you need to relocate to Brisbane or another town in Queensland for treatment, you may also claim accommodation costs.

If you’re going to pursue a common law claim, you’ll need even more documentation. Keep a diary of all your medical appointments, scan results, reports, assessments and anything else related to your injury and recovery.

From the moment you get injured, start documenting everything yourself. If your workplace doesn’t have an incident log, you can create one by noting these details:

  • Incident date
  • Time
  • Location
  • What caused the injury
  • Any witnesses that were present
  • Also, note any past times you raised safety concerns to build a timeline

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Keep a separate file of your medical evidence. This should include:

  • Receipts
  • Travel
  • Scans
  • Reports
  • Prescriptions
  • Work capacity certificate from your GP

Visual proof can support a claim. If safe, take photos of the accident scene, faulty equipment and anything else that contributed to the injury. Keep these with your written notes.

To stay organised, consider keeping a personal recovery diary to log pain levels, work you’ve missed, and all communication with your employer or WorkCover QLD.

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Step 5: Lodge a Workers’ Compensation Claim Form with WorkCover QLD

WorkCover Queensland manages workers’ compensation claims and can cover lost wages, medical costs and other expenses when you’re injured at work. To lodge a claim, you’ll need to provide the following:

  • Your employer’s name and contact details
  • The date of injury
  • A brief description of what happened
  • A medical certificate from your doctor outlining your injury

Once you’ve submitted a claim form, WorkCover will assess your application and decide if your work accident injuries are compensable. If approved, you may receive weekly payments to compensate for lost income and assistance with your medical treatment and recovery costs.

You could also receive other support, such as physiotherapy, job retraining, or workplace modifications. During this time, your boss, your doctors, and your therapists are all working to help get you back to work.

More about WorkCover Claims >

Step 6: Act Within Strict Time Limits

In Queensland, there are multiple time limits for work accident injury claims. The time constraints alter depending on your situation, so it’s best to seek advice to understand your lodgement dates. But here are the general time limits.

  • 8 days to lodge a work injury report with WorkCover
  • 6 months from when the entitlement to compensation arose to lodge a workers’ compensation claim with WorkCover Queensland
  • 3 years after the entitlement to compensation arose, to seek common law damages for employer negligence

If you miss your lodgement dates, you typically lose your right to compensation forever, even if your injury is serious.

How Much Compensation for a Work-Related Injury or Illness?

The amount you get for a work injury depends on a few factors, including

  • How badly you were hurt and how the injury or illness changes your daily life
  • Your income before the injury
  • The amount of time you are off work
  • Your current age and occupation
  • If you had a pre-existing condition or helped cause the accident

Under statutory workers’ compensation through WorkCover Queensland, you may get weekly payments and be eligible for a whole-person impairment payout, which is a lump sum payment.

In cases that involve employer negligence, you may be eligible to make a common law damages claim, which can provide compensation for:

  • Economic losses like current and future income
  • Non-economic losses like pain and suffering

Compensation amounts vary widely (even for the same type of injury) and depend on your unique circumstances. Remember, any contributory negligence on your part (if you were partly to blame for the injury) can reduce the total amount of compensation awarded.

A hazard sign to help prevent serious injury

How to Prevent Workplace Accidents

Safer workplaces are built by managers and employers who actively prevent accidents and injuries. They do this through safety programs and strategies. Here are some recommended prevention measures:

Training employees in first aid and CPR is key.

  • At least one person in the workplace should be trained in first aid
  • Employers should either train their staff in basic first aid and CPR or hire certified first aid providers
  • First Aid qualifications need to be renewed every 3 years, and an annual CPR training refresher course is required for certified employees

Employees often notice safety hazards that employers miss. Encouraging open communication and making it easy for workers to report unsafe conditions can help address potential risks before accidents happen.

In an emergency, clear and unobstructed emergency exits are crucial for everyone in the workplace.

  • All employees, including new hires, should know the emergency exit locations
  • There should be regular checks to ensure exits are clear of any obstructions, especially during work hours.

Conduct regular risk assessments of employees’ workstations to minimise the risk of injuries due to poor ergonomics, repetitive tasks or prolonged sitting.

  • Provide standing desks, encourage regular breaks for stretching and offer ergonomic tools to reduce the risk of musculoskeletal injuries, back pain and repetitive strain injuries.
  • Consult with health professionals like exercise physiologists to educate employees on proper posture and workstation setup.

What if I can’t go back to my usual job after an injury?

If you can’t work again in your usual job, you may be eligible for a Total and Permanent Disability (TPD) payout. TPD cover is often held through your superannuation fund or a separate insurance policy. 

An approved TPD claim provides a one-off lump sum payment to help you with living expenses, medical bills and the cost of home modifications.

FAQs for Injured Workers

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There are 11 main workers’ compensation schemes in Australia, which are connected to services and support provided by each employer’s workers’ compensation insurer. They require employers to notify them of certain types of incidents, such as death, serious injury or dangerous incidents, so they can follow up and make safety improvements.

Each state and territory in Australia has its own workers’ compensation scheme (and three commonwealth schemes), governed by different laws that may vary in operation. Below are links to each state’s workers’ compensation regulator:

Safe Work Australia represents the Commonwealth, states, territories, workers, and employers in national policy. Their aim is to promote safe and healthy workplaces that are more productive by enhancing WHS and workers’ compensation arrangements.

If you’re injured at work, whether it’s a minor or major injury, your employer must help you see a doctor

  • They must have workers’ compensation insurance to cover your expenses during the recovery period
  • They should also complete the WorkCover form

A serious injury is any injury that requires more than basic first aid. This can be stitches, ongoing medical treatment or rehabilitation. Common causes of serious injuries are:

  • Slips, trips and falls
  • Heavy lifting
  • Machine accidents
  • Exposure to hazardous substances
  • Psychological injuries such as stress or trauma from the workplace can also be a serious injury.

A workplace injury is any harm that occurs while you’re doing your job or activities directly related to your work. This includes:

  • Injuries sustained while travelling to or from work.
  • Accidents during work-related travel or events
  • Injuries during scheduled breaks
  • Any injury directly related to your job.

These can include physical injuries, psychological conditions, or illnesses resulting from the work environment.

If you are injured at work, you may be eligible to claim compensation through a workers’ compensation scheme. In Australia, your employer must have insurance cover that protects employees if they suffer a work-related illness, physical injury or mental illness.

To qualify for payments, you must lodge a claim through your employer’s work injury insurer with medical certificates (which is generally WorkCover in Queensland)

An accident at work is often known as a:

  • Workplace accident
  • Occupational accident
  • or an Accident at work

The above terms all relate to an unexpected workplace incident that physically or mentally harms an employee.

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