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WorkCover QLD Common Law Payouts Guide

When you suffer a work injury caused by employer negligence, you could be eligible for a WorkCover Queensland common law payout. Depending on the DPI rating, this further compensation could replace or be in addition to a permanent impairment payout.

The Workers Compensation Lawyers QLD offers a free case review that can explain the types of compensation and your eligibility to seek common law damages. We also provide a 100% no-win, no-fee, no-risk guarantee for all our legal services. Pay only for a win and nothing if you lose.

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Workers' Compensation Common Law Claim Guide

WorkCover common law claims are fault-based claims that require proof of negligence. Also known as common law damages, they involve legal action to seek compensation for work-related injuries caused by negligence of an employer or a third party. In the context of WorkCover QLD, these claims hold employers accountable for failing to meet their duty of care. When an employer breaches this duty, an employee with work-related injuries could have the right to seek compensation for their losses.

Common law claims are similar to other types of claims for negligence. In both cases, you must prove that your employer or a third party failed to uphold their legal obligations, and this duty failure caused a physical or psychiatric injury.

An approved common law claim provides injured workers with a one-time lump sum payment as final settlement of a workers compensation claim. These funds seek to compensate for the long-term impacts of their injuries, and particularly for those with a permanent loss.

A lump sum payment seeks to return your life to its pre-injury state, which can be challenging for those living with permanent injuries.

Common law claims provide a range of compensation aimed at covering both economic and non-economic losses. They address all types of financial and personal impacts resulting from workplace injuries.

  • Non-economic loss – includes payments for pain and suffering damages. These payments aim to alleviate the physical, emotional, and psychological impact that injuries can have on an employee. To receive a payment for non-economic loss, the injury must be causally connected to the negligence of the employer.
  • Economic losses – focus on the tangible financial setbacks caused by the injury. This includes loss of income, which covers both past and future earning capacity. For those with permanent injuries, a one-time lump sum compensation may be available, providing a substantial financial boost to help manage long-term expenses.

If you have an accepted workers compensation claim with QLD WorkCover, you could be eligible to start a common law claim for damages.

  • Claimants must meet the eligibility criteria under the Queensland WorkCover scheme.
  • Only those with a DPI rating for lasting physical and/or psychological injuries can receive compensation.
  • The sole criterion is that the injured worker has a Notice of Assessment (DPI rating)

The Workers Compensation Lawyers QLD provides a free case assessment that can explain the common law claim process and the eligibility requirements. Furthermore, all our workplace injury legal services come with a 100% no-win, no-fee, no-risk guarantee. It’s free to know your rights and entitlements. Call 1800 575 023

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Approved common law claim for work injury damages

Proving Negligence in WorkCover Claims

Demonstrating negligence forms the basis of the common law claim process. This process often requires gathering extensive evidence.

To successfully pursue a common law claim, you must prove there was an owed duty a care and a failure to take reasonable steps to ensure the safety of workers. Here is what you need to establish:

  1. The employer owed you a duty of care 
  2. You meet the legal definition of a worker
  3. The employer failed to uphold their duty of care
  4. Their duty failure caused your physical or psychological injury
  5. This injury caused you pain and suffering, and a financial loss

To make a common law claim, the onus of proof lies with the injured workers. Hence, they must have compelling evidence, such as

  • Medical reports and treatment records that prove the injury and its severity
  • Other expert assessments and reports
  • Witness statements
  • Additional supporting documents

You have the right to seek independent legal advice regarding your eligibility to claim damages under common law. The Workers’ Compensation Lawyers QLD can explain how it works during a free case review, and our 100% no-win, no-fee, no-risk policy. Call 1800 575 023

Workplace injury insurers often try to limit their liability to pay common law damages. One tactic they use is to argue that an employee contributed to the accident or illness and/or worsened their injury. The legal term for this principle is contributory negligence.

The level of contributory negligence has a direct impact on the amount of compensation paid to the claimant, as the law may reduce damages proportionally to reflect the worker’s share of responsibility. For example, if a worker fails to follow safety protocols or neglects to use protective equipment, the insurance company can argue that they contributed to their injury.

An experienced workers’ compensation solicitor understands how this process works and would seek to negotiate a lower level of contribution during settlement negotiations.

Pre-existing injuries or conditions also impact the outcome of common law claims. If an injury is aggravated or worsened by a workplace incident but originates from an existing condition, the compensation may be adjusted to account only for the additional harm caused by the employer’s negligence.

In this case, separating the effects of pre-existing conditions from the new work-related injury depends heavily on medical evidence and expert testimony.

WorkCover QLD common law payouts can cover work-related illnesses, physical injuries, and psychiatric conditions. Any recognised and diagnosed mental health disorder caused directly by workplace incidents or ongoing work-related stress might qualify, including:

  • Adjustment disorder
  • Severe anxiety
  • Depression
  • Post-traumatic stress disorder (PTSD)

Queensland workers’ compensation scheme statistics for 2023-2024 reveal that psychiatric injury claims make up about 15.1% of common law lodgements in Queensland. Unlike physical injuries, psychiatric injuries can be harder to prove and quantify since they are not visible injuries and therefore need thorough medical and psychological assessments to establish a case.

Average WorkCover QLD Common Law Payouts

The value of WorkCover QLD common law payouts is usually confidential because most claims settle through mediation, with both parties signing a non-disclosure agreement. However, some cases proceed to court litigation, with the results available at the Queensland judgments website.

Worksafe QLD statistics for 2023-2024 report that the average settlement amount for a successful common law claim in Queensland was $187,656. There is a significant range of payout values based on individual circumstances, including:

  • The severity of the injury
  • How much it disrupts work capacity
  • The amount of lost income and super
  • The extent of pain and suffering
  • If the claimant helped cause the accident
Calculating averag for WorkCover QLD common law payouts

Calculating common law damages in WorkCover QLD claims involves a detailed assessment of both economic and non-economic losses suffered by the injured worker.

  1. Economic losses are the measurable financial impacts caused by the injury, including:

    • Past and Future Loss of Income: Compensation for wages lost due to the inability to work after the injury, as well as anticipated future earnings lost or reduced by the injury.

    • Medical and Rehabilitation Expenses: Costs related to treatment, therapy, and ongoing care.

    • Out-of-Pocket Expenses: Travel costs for medical appointments, assistive devices, and other injury-related expenses.

  2. Non-Economic Losses (Pain and Suffering Damages) compensate for intangible effects such as:

    • Physical pain and discomfort

    • Emotional distress and psychological trauma

    • Loss of enjoyment of life and diminished lifestyle

  3. The worker’s degree of permanent impairment (DPI) is a factor for determining pain and suffering values. The DPI percentage reflects the severity and lasting impact of the injury, as assessed by medical professionals or the Medical Assessment Tribunal. A higher DPI typically corresponds to greater pain and suffering.

  4. Contributory Negligence and Reductions: If the injured worker is found to have contributed to their injury through negligence (for example, by not following safety protocols), the damages awarded may be proportionally reduced to reflect this shared responsibility.

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Infographic showing the workers compensation common law claim process

The Process of Making a Common
Law Claim for Damages

The process of making a common law claim under the Queensland workers’ compensation scheme begins when the employee completes a Notice of Claim for damages. This highly complex document details:

  • The claimant’s medical and employment history
  • The relevant mechanism of injury
  • The injuries claims
  • The allegations against the employer
  • A summary of damages

An employee will likely find it difficult to understand this document and how it relates to their entitlements under common law. Remember, you have the right to seek legal advice about your situation and the options that best suit your circumstances.

After reporting a work incident to their employer, an injured employee may lodge a statutory claim for workers’ compensation benefits with WorkCover QLD. This step indicates their intention to seek compensation for the harm they have experienced and the related financial loss.

A statutory claim under WorkCover Queensland is the first phase of seeking compensation for workplace injuries without the need to prove who was at fault. The end of a statutory claim often triggers the transition to common law proceedings, where the focus shifts from receiving weekly benefits to seeking further compensation for employer negligence.

Workers can seek independent legal advice before the statutory claim ends to evaluate their options and understand their common law rights.

The next step of the common law claim process is to attend a medical assessment by an independent medical examiner or the Medical Assessment Tribunal. They will examine an illness or injury and use established guidelines to determine its severity and long-term effects, including the degree of permanent impairment (DPI).

The worker’s degree of whole-person impairment directly affects the compensation amount, including lump-sum impairment benefits.

More about whole person impairment payouts >

Lump sum payment for common law claim icon

Based on the outcome of this assessment, WorkCover will send a lump sum offer to the claimant. The degree of impairment will determine their legal options.

Below 20% DPI, you have three options:

  1. Accept the offer with no right to further compensation for an injury
  2. Reject the offer and pursue a common law damages claim
  3. Defer the offer – by choosing this option, the offer of settlement will remain open for acceptance until you serve a Notice of Claim for Damages and commence a common law claim.

Above 20% DPI: Accept the lump sum offer and make a common law claim.

NOTE: The 20% impairment threshold cannot be reached by combining physical and psychological injuries to qualify as a more serious injury. This is because physical and psychological injuries are assessed separately.

Claimants have the right to seek legal advice regarding their options, as their decision will significantly impact their legal outcome.

Following the submission of the claim, a pre-proceeding phase begins, during which negotiations occur between the claimant’s legal representative and the employer or WorkCover.

During mediation, both parties strive to reach a fair resolution and avoid costly court battles.

Role of the QLD Court System

If mediation fails to resolve a common law claim, the case may proceed to court litigation. A workers’ compensation lawyer would offer advice in this situation regarding the best course of action and possible results.

A court judgement offers an independent review of the negligence and damages claim, but its decisions are legally binding. Therefore, seeking legal advice before taking further legal steps is advisable.

Maximum Amounts and Legislation for Common Law Claims

The legislation governing WorkCover QLD common law payouts sets out maximum amounts for various types of damages, including general damages for pain and suffering and economic loss. These maximum amounts are periodically reviewed and indexed to reflect changes in economic conditions.

A free case review from our work injury legal team can explain how workers’ compensation law applies to your circumstances. Call 1800 575 023

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Pain and Suffering Damages

Pain and suffering damages (also referred to as general damages) seek to compensate for the non-economic losses experienced by someone who has been injured at work. This component considers factors such as

  • Physical pain and restriction
  • Emotional distress
  • Loss of enjoyment of life

Proof of pain and suffering includes evidence that shows the impact of injuries on the claimant’s daily life.

In Queensland, there is a statutory cap on the maximum damages for pain and suffering, currently set at $442,195 for the most severe injuries.

Strict Time Limits for Claiming Common Law Damages

  • In Queensland, a common law damages application must be submitted within three years of the date of the injury, with some rare exceptions.
  • WorkSafe Qld data shows that most lodgements for work injuries are for incidents that happened one to three years earlier.
  • Failing to lodge a personal injury claim within the legislated time usually means losing the legal right to start a common law lawsuit.

In certain circumstances, claimants have the option to request a court to extend the limitation period. However, the court generally requires a valid reason for the delay and does not guarantee these extensions.

The Workers Compensation Lawyers QLD can advise you on the time limits applicable to your situation during a free case review. Call 1800 575 023

Legal Advice for Work Injury Damages Claims

The Worksafe website explains your right to legal representation for workers’ compensation common law claims and states the following:

  • The common law claim process is complex
  • A lawyer will help you deal with the process and work out the best way forward when negotiating an outcome or going to court

The site also explains that to have a successful common law claim for damages, you must:

  • Prove your employer didn’t provide you with a safe work environment
  • They breached their duty of care, and this breach led to your injury

The process of proving the above and establishing the value of damages requires robust evidence and negotiation with the workers’ compensation insurance company.

Free Claim Review

The Workers Compensation Lawyers QLD offer a free case review that can explain your rights and entitlements when injured at work.

All our personal injury legal services come with a genuine no-win, no-fee, no-risk guarantee. Pay only after a win, and zero if you lose. It’s free to know where you stand. Call 1800 575 023

According to WorkSafe, the majority of WorkCover common law claims are settled within one year. However, they may take longer if a matter proceeds to court.

To start a common law claim, workers need to submit a notice of claim for damages that outlines the allegation of negligence against their employer.

A common law claim under WorkCover QLD is a legal action you can take to seek damages if you’ve been injured due to employer or third-party negligence. An approved claim typically results in a lump sum payment to compensate for the effects of the injury and the related financial loss.

A claimant can seek compensation for non-economic losses (general damages) like pain and suffering, and economic losses such as:

  • Past and future income loss
  • Medical and rehab expenses
  • Travel and other out-of-pocket expenses
  • A lump sum payment for pain and suffering

Generally speaking, a serious injury is a condition that leads to a serious outcome, such as:

  • A permanent spinal cord injury resulting in a permanent neurological deficit
  • A traumatic brain injury resulting in a permanent impairment of cognitive, physical or psychosocial function
  • A forequarter amputation or shoulder disarticulation amputation
  • The amputation of a leg through or above the femur
  • The amputation of more than 1 limb or parts of different limbs
  • A permanent injury to the brachial plexus resulting in an impairment equivalent to a shoulder disarticulation amputation
  • A full-thickness burn to all or part of the body
  • An inhalation burn resulting in a permanent respiratory impairment
  • Permanent blindness caused by trauma

A very serious personal injury (also referred to as a critical injury) is one that leads to permanent impairment or long-term damage.

To prove employer negligence, you need to demonstrate that the other party breached their duty of care, supported by solid evidence like:

  • Medical assessment and reports
  • Treatment records
  • Witness statements
  • Work accident records

QLD WorkCover Common Law Payout FAQs

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