An employee living with a work-related injury or illness may struggle with their condition and understanding their entitlements. At this time, a workers’ compensation benefits guide explains the financial support provided by workers’ compensation schemes.
An approved workers’ compensation claim can provide funding for:
How much workers’ compensation you receive for a work accident depends on several factors, including your employer’s workers’ compensation insurance policy. Our comprehensive guide to workers’ compensation benefits explains how it works, including eligibility for a lump sum payout.
WorkCover is the primary workers’ compensation insurer for work-related injuries. An employee who acquires a physical injury, illness, or psychological condition may be eligible to claim workers’ compensation benefits through WorkCover, including reasonable expenses covering:
Note: There is no need to prove who caused the injury or illness for a WorkCover claim. Experienced WorkCover lawyers can explain how this works.
You could be eligible to make a work injury damages claim and receive common law entitlements when an employer’s negligence causes you to suffer an injury or illness. Your employer’s workers compensation insurer is liable to pay damages when you achieve a successful outcome.
Note: A common law lump sum compensation is an additional payment available under the Queensland workers compensation scheme for eligible claimants.
You could have an independent medical assessment near the conclusion of the workers compensation process and receive a WPI rating. Next, you can receive a lump sum offer for permanent impairment.
Both a permanent impairment payout and common law damages are available to those with a WPI rating of 20% or more. For those below 20% you can either:
You could be eligible to claim TPD insurance benefits through your super when a work injury becomes a permanent condition that prevents you from working again in your usual occupation. To receive a TPD payout, you do not need to prove:
Instead, you must meet the TPD definition contained with the terms and condition of the TPD insurance policy. Experienced personal injury lawyers understand the process of superannuation insurance claims.
